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Disability Law vs. Personal Injury Law
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Disability Law vs. Personal Injury Law - Key Differences and When to Retain a Lawyer
Disability law focuses on securing benefits for individuals who are unable to work due to physical or mental impairments.
It primarily deals with long-term disability (LTD) insurance, short-term disability benefits, and government programs like Canada Pension Plan (CPP) Disability Benefits. A disability lawyer is typically retained when an insurance company denies disability benefits, wrongfully terminates them, or fails to pay adequate compensation. The lawyer assists in filing claims, managing appeals, and pursuing litigation if necessary.
When to Retain a Disability Lawyer
Denied Long-Term Disability (LTD) Benefits
If your LTD claim has been denied, a disability lawyer can help by challenging the denial, gathering medical evidence, and negotiating with the insurance company to ensure you receive the proper compensation.
Terminated Benefits
If your benefits have been terminated even though your disability persists, a lawyer can assist in reinstating benefits.
CPP Disability Benefits
A disability lawyer can assist in applying for or appealing denied CPP Disability Benefits, especially if you're navigating government regulations and medical qualifications.
Mental Health Disabilities
Disability lawyers often handle cases involving psychological or psychiatric conditions that impair a person’s ability to work.
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WCBLawyer.ca is not a law firm, and its owner is not a lawyer. Legal services referenced on this site are provided exclusively by independently licensed lawyers in Alberta. Blue Collar Consulting offers WCB advocacy and consulting services and works in partnership with legal professionals where appropriate.
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